BikeFlights Bike Travel Insurance - the best protection available!

As you may know, most common insurance plans (car, home, health, credit card, etc...) exclude participating in sporting events. That is why a growing number of bike ride and event organizers highly recommend riders buy supplemental insurance. BikeFlights bike travel insurance offers the industry's highest levels of protection from unexpected personal emergencies, health issues, weather or transportation problems for your trip. Plus, it covers your non-refundable costs such as entry/registration fees. Let's review... The highest coverage levels, plus entry fees. Compare our bike travel insurance coverage and costs; you will see we have the best bike travel protection available!

To help illustrate the need for Bike Travel Insurance, consider the following partial list of non-refundable costs to participate in various cycling events:

Additionally, consider the potentially staggering costs emergency medical care and the value of Bike Travel Insurance becomes crystal clear. For less than the sales tax of most states you can protect yourself and these non refundable investments should something unexpected happen. Headed to a big event, or even a small one, do not forget your Bike Travel Insurance.

We have never had a customer call and complain that they bought insurance. But we have had several call and wish they had. So if your headed to a big event, or even a small one, Buy Bike Travel Insurance. You will be glad you did!

What is Bike Travel Insurance?

A secondary adventure travel insurance product geared to protect you while traveling with a bicycle.
Protection includes: (Details)

• Trip cancellation up to 100% of trip cost
• Equipment protection for delay, loss, theft and damage up to $2,500
• Trip interruption up to 100% of trip cost
• Medical expenses up to $50,000
• Emergency medical transportation up to $1,000,000

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How much does Bike travel insurance cost?

The costs of a Bike Travel Insurance policy varies based on a trip costs range. Below are the Policy Costs for Trip Cost Ranging from 1-10,000 USD as these are our typical ranges. If you need additional coverage, we have rates up to a total trip cost is $100,000, just give is a call.

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I have health insurance, do I need Bike Travel Insurance?

Generally the answer is YES, as most health insurance plans offer limited medical coverage outside the state you live and offer no coverage when you travel out of country. You should reference your policy's coverage area to help you assess your need. Bike Travel Insurance is an additional coverage product, designed to pick up where you other insurance leaves off, so even if you have some coverage, you usually could benefit from having more protection.

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I have home owners insurance, do I need Bike Travel Insurance?

Generally the answer is YES for the two types of insurance combined offer better property coverage. Home owners is property insurance, it protects your property from normal perils: loss, damage, theft and often has a deductible around $500. Generally, if your house is worth 100K, the value of your homeowners policy is 50% of that, so you have 50K of property coverage on premise. Away from home, most policies drop property coverage to 10% of the policy amount, in this example, 10% of 50K would equal 5K of off premise property coverage. The Bike Travel Insurance that we sell adds another $2500 of equipment coverage for things that you take with you on your trip. Bike Travel Insurance is an additional coverage product, designed to pick up where you other insurance leaves off, so even if you have some coverage, you usually could benefit from having more protection.

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Does Bike Travel Insurance cover my bike?

It does offer some coverage when your bike is checked as luggage with the airline, but for the most part, it is designed to protect you and not your bike.

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Does it cover my registration fee?

As long as you insured the cost of registration as a component of your total cost of your trip, the answer is Yes. The same is true for any other non refundable fee that you include in your total trip costs.

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What number do I call for Emergency Assistance?

Be sure to use the appropriate country and city codes when calling the 24-Hour Emergency Assistance Telephone Numbers below:

• Continental USA.......... 1-866-276-0120
• International.......... 1-715-345-0505

- KEEP THESE NUMBERS WITH YOU WHEN YOU TRAVEL -

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How do I file a claim?

To file a claim:

1. Call TravelGuard in the Continental US at 1-866-276-0120 or Internationally at 1-715-345-0505 soon as reasonably possible.
2. Have information ready about your covergae, loss, trip dates, names of tour company, name of event and mention you bought his policy on BikeFlights.com.
3. Travel Guard will fill in the claim form and mail it to the you for review and signature.
4. Make a copy of the form for your records.
5. Mail the completed form to Travel Guard, P.O. Box 47 Stevens Point, Wisconsin 54481

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When are claims paid?

Claims are paid as soon as Travel Guard receives complete proof of loss and verifies of age of insured.

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What can I do if I have a problem with my insurance?

To resolve your problem please call 1-866-276-0120 or in writing at Travel Guard, 1145 Clark Street, Stevens Point, WI 54481.

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